Site Map
Site Map
- Benefits at a Glance
- Health Care Eligibility at a Glance
- Enrollment Options at a Glance
- Health Care Coverage at a Glance
- NAP Medical at a Glance
- CAP Medical at a Glance
- In-Area HSA Medical at a Glance
- Out-of-Area HSA Medical at a Glance
- Blue Shield HMO Medical at a Glance
- Health Net HMO Medical at a Glance
- Kaiser Permanente HMO Medical at a Glance
- EAP and Mental Health/Substance Abuse Benefits at a Glance
- Prescription Drug Plan at a Glance
- Dental Coverage at a Glance
- Vision Coverage at a Glance
- Reimbursement Accounts at a Glance
- Disability Coverage at a Glance
- Life and Accident Insurance at a Glance
- Retirement Plans at a Glance
- Time Off Benefits at a Glance
- Work/Life Benefits at a Glance
- What If.
- Work Events
- Family Events
- I Get Married or Enter into a Registered Domestic Partnership
- I Become Divorced, Legally Separated, or End a Registered Domestic Partnership
- I Have or Adopt a Child or Become a Foster Parent or a Legal Guardian
- I Move
- I Lose Other Coverage, After Declining Company Coverage
- My Spouse or Registered Domestic Partner Retires
- Health Events
- Other Events
- Other Rules
- Health Care Participation
- Eligible Dependents
- Cost of Coverage
- Contributions for Full-Time Employees
- Contributions for Part-Time Employees
- Contributions for Employees on Leaves of Absence
- Contributions for Employees on Long-Term Disability
- Medicaid and the Children's Health Insurance Program (CHIP) Offer Free or Low-Cost Health Coverage to Children and Families
- Enrollment
- Changing Your Coverage
- If You Have Other Coverage
- Which Plan Is Primary for You?
- Which Plan Is Primary for Your Children?
- Coordination with Medicare
- Medicare and Active Employment
- Reductions/Exclusions for Duplicate Coverage
- Subrogation and Reimbursement
- When Coverage Ends
- Continuing Coverage Under COBRA
- Eligibility
- When COBRA Coverage Ends
- Cost of COBRA Continuation Coverage
- How to Obtain COBRA Continuation Coverage
- Review of COBRA Determination of Ineligibility
- If Your COBRA Coverage Ends
- Conversion to an Individual Medical Policy
- The Network Access Plan (NAP)
- NAP at a Glance
- How the NAP Plan Works
- Network Providers
- Non-Network Providers
- Deductibles
- Plan Maximums
- Copayments and Benefit Percentages
- How Benefits Are Determined
- Medical Management Programs
- Utilization Review Program
- Authorization Program
- Medical Necessity Review Process
- Personal Case Management
- What NAP Covers
- Acupuncture
- Ambulance Services
- Chiropractic Care
- Home Health Care and Hospice Care
- Hospital Care -- Inpatient
- Hospital Care - Outpatient
- Organ and Tissue Transplants
- Prescription Drugs
- Professional Services
- Psychiatric Care and Substance Abuse Treatment
- Skilled Nursing Facility
- Other Covered Services and Supplies
- What NAP Doesn't Cover
- Comprehensive Access Plan (CAP)
- CAP at a Glance
- How CAP Works
- Medical Management Programs
- Utilization Review Program
- Authorization Program
- Medical Necessity Review Process
- Personal Case Management
- What CAP Covers
- Acupuncture
- Ambulance Services
- Chiropractic Care
- Home Health Care and Hospice Care
- Hospital Care - Inpatient
- Hospital Care - Outpatient
- Organ and Tissue Transplants
- Prescription Drugs
- Professional Services
- Psychiatric Care and Substance Abuse Treatment
- Skilled Nursing Facility
- Other Covered Services and Supplies
- What CAP Doesn't Cover
- In-Area Health Savings Account (HSA) Medical Plan
- Eligibility
- In-Area HSA Medical Plan at a Glance
- How the In-Area HSA Medical Plan Works
- Network Providers
- Non-Network Providers
- Deductibles
- Plan Maximums
- Benefit Percentages
- Preventive Health Guidelines
- How Benefits Are Determined
- Medically Necessary Services
- Medical Management Programs
- Utilization Review Program
- Authorization Program
- Medical Necessity Review Process
- Personal Case Management
- What the In-Area HSA Medical Plan Covers
- Acupuncture
- Ambulance Services
- Bariatric Surgery
- Chiropractic Care
- Home Health Care and Hospice Care
- Hospital Care - Inpatient
- Hospital Care - Outpatient
- Organ and Tissue Transplants
- Prescription Drugs
- Professional Services
- Psychiatric Care and Substance Abuse Treatment
- Skilled Nursing Facility
- Other Covered Services and Supplies
- What the In-Area HSA Medical Plan Does Not Cover
- Claims and Appeals Process for Medical Benefits
- Out-of-Area Health Savings Account (HSA) Medical Plan
- Eligibility
- Out-of-Area HSA Medical Plan at a Glance
- How the Out-of-Area HSA Medical Plan Works
- Deductibles and Maximums
- Benefit Percentages
- Preventive Health Guidelines
- How Benefits Are Determined
- Medically Necessary Services
- Medical Management Programs
- Utilization Review Program
- Authorization Program
- Medical Necessity Review Process
- Personal Case Management
- What the Out-of-Area HSA Medical Plan Covers
- Acupuncture
- Ambulance Services
- Bariatric Surgery
- Chiropractic Care
- Home Health Care and Hospice Care
- Hospital Care - Inpatient
- Hospital Care - Outpatient
- Organ and Tissue Transplants
- Prescription Drugs
- Professional Services
- Psychiatric Care and Substance Abuse Treatment
- Skilled Nursing Facility
- Other Covered Services and Supplies
- What the Out-of-Area HSA Medical Plan Does Not Cover
- Claims and Appeals Process for Medical Benefits
- Medical Coverage for Medicare-Eligible Participants
- Medicare Parts A, B and D
- Plan Options for LTD Employees/Dependents Eligible for Medicare
- Comprehensive Access Plan
- Medicare Coordination of Benefits (COB) HMO Plans
- Medicare Advantage HMOs
- Members and Dependents with Different Medicare Status
- Summaries of HMO Benefits for Members on Medicare
- Blue Shield Medicare COB HMO
- Health Net Medicare COB HMO
- Health Net Seniority Plus (Medicare Advantage HMO)
- Kaiser Permanente Senior Advantage - North and South (Medicare Advantage HMO)
- Other Coverage Rules
- Mental Health and Substance Abuse Coverage
- EAP and Mental Health and Substance Abuse at a Glance
- Employee Assistance Program
- Eligibility and Cost
- Confidentiality
- How to Use the Program
- What the Program Covers
- Grievance and Arbitration Procedures
- Eligibility
- How Benefits Are Provided
- For NAP Members
- Coinsurance and Copayments for NAP Members
- How the Program Works for NAP Members
- What the Program Covers for NAP Members
- For CAP Members
- Deductibles and Limits for CAP Members
- Coinsurance and Copayments for CAP Members
- How the Program Works for CAP Members
- What the Program Covers for CAP Members
- For HMO Members
- Deductibles and Limits for HMO Members
- Coinsurance and Copayments for HMO Members
- How the Program Works for HMO Members
- What the Program Covers for HMO Members
- For Members of All Medical Plans (except HSA Medical Plan)
- Reimbursement Accounts
- Reimbursement Accounts at a Glance
- How this Section Is Organized
- How HCRAs and DCRAs Work
- Eligibility, Enrollment and Administration
- Setting Up Your Reimbursement Accounts
- Putting Money into Your Reimbursement Accounts
- Health Care Reimbursement Account
- Deadline for Submitting Health Care Claims
- Dependent Care Reimbursement Account
- Deadline for Submitting Dependent Care Claims
- When Reimbursements Are Available
- Reimbursement Account Limitations
- Questions About Claims for Reimbursement
- Health Care Reimbursement Account (HCRA)
- Dependent Care Reimbursement Account (DCRA)
- Health Savings Account (HSA)
- Eligibility, Enrollment and Administration
- Putting Money into Your HSA
- Income Taxes and Your HSA
- Investment Options
- Withdrawals/Reimbursements
- Eligible Expenses
- Ineligible Expenses
- Claims and Appeals
- What Happens.
- Sick Leave & Disability
- The Coverage Available
- Eligibility, Enrollment and Cost
- Sick Leave
- Earning Sick Leave
- Family Sick Leave
- Sick Leave Bonus Vacation Award
- Using Sick Leave
- Terminated Employees
- Long-Term Disability (LTD) Plan
- How Disability Is Determined
- What the LTD Plan Does Not Cover
- What Happens to Your Other Benefits
- Plan I
- Plan II
- Plan III
- Claims and Appeals - Plans I, II and III
- Workers' Compensation
- Supplemental Benefits for Industrial Injury Plan
- Life and Accident Insurance Plans
- Retirement Benefits
- Retirement Plan
- Retirement Plan at a Glance
- Participating in the Plan
- How the Retirement Plan Works
- Your Pension Benefit
- When Benefits Are Payable
- Payment Options
- Single Life Pension
- Joint Pension
- Past Employee Contributions to the Retirement Plan
- Changing Your Election
- What Happens.
- If You Leave the Company Before You Are Eligible to Retire
- If You Transfer to or from a Non-Union Position
- If You Get Divorced
- If You Die Before You Retire
- Claims and Appeals
- The Pension Benefit Guaranty Corporation
- Retirement Savings Plan
- Financial EnginesR
- Retiree Medical Coverage
- Postretirement Life Insurance
- Time Off and Leaves
- Time Off and Leaves at a Glance
- Vacation Program
- Earning Vacation
- Illness While on Vacation
- Service Anniversary Days
- How to Schedule or Defer Your Vacation
- Work In-Lieu of Vacation
- Excess Vacation Payout
- Voluntary Vacation Transfer
- Vacation Pay Upon Termination
- Re-employment with the Company
- Paid Holidays
- Floating Holidays
- Leaves of Absence
- Determination for Eligibility and Entitlements under FMLA/CFRA Leave
- Types of Leave
- Union Business Leave
- Other Time Off
- Work/Life Benefits
- Adoption Expense Reimbursement Program
- Antiviral Program Plan
- Commuter Transit Program
- Employee Discount
- Legal/Financial Solutions (ValueOptions)
- PG&E Children's Center
- Tuition Refund Program
- Eligibility
- Tuition Refund Application
- Course Approval Criteria
- Excluded Programs and Courses of Study
- Tuition Costs Covered
- Tuition Costs Not Covered
- What the Program Will Pay
- Wellness Program
- Work/Life Program
- Rules, Regulations & Administrative Information
- Plan Amendment and Termination
- Your Rights Under ERISA
- Health Information Privacy and Data Security
- Forfeiture of Unclaimed Benefit Payments
- Facility of Payment
- Administrative Information
- The Health and Welfare Benefits Pre-Tax Plan
- The Pacific Gas and Electric Company Health Care Plan for Active Employees
- The Pacific Gas and Electric Company Health Care Reimbursement Account Plan
- The Long-Term Disability Plan
- The PG&E Corporation Disability Plan
- The Supplemental Benefits for Industrial Injury Plan
- The Pacific Gas and Electric Company Group Life Insurance Plan
- The PG&E Corporation Business Travel Insurance Plan
- The Pacific Gas and Electric Company Retirement Plan
- The Pacific Gas and Electric Company Antiviral Program Plan
- The Pacific Gas and Electric Company Children's Center Program