If you are an employee receiving benefits under a Long-Term Disability Plan (LTD) sponsored by the Company, and you or one of your covered dependents are eligible for Medicare, this section of the Summary of Benefits Handbook has information that applies to you.

Members eligible for Medicare have different Company-sponsored medical plan choices than members who are not eligible for Medicare. These plans interact or coordinate with Medicare in different ways. It's important that you have an understanding of your plan's relationship with Medicare so you can make choices that don't put you at a disadvantage with respect to how your Company-sponsored medical plan works with Medicare. In addition, if you are eligible for Medicare and your dependents are not, or if you are not eligible for Medicare but a covered dependent is, you may be enrolled in different, but related, medical plans.