Medical Coverage
"Company" Defined
Throughout this section, unless otherwise stated, reference to "Company" or "PG&E" means Pacific Gas and Electric Company.
Whether you have just joined the Company and are enrolling in a Company-sponsored medical plan for the first time or you are considering changing your existing medical coverage, you should evaluate the medical plans based on your needs and experience. Be sure to consider your future as well as your present medical needs when selecting your plan.
When you first begin working at the Company, you will be eligible to enroll in a medical plan (described later in the Health Care Participation section) and elect coverage for your Eligible Dependents. Your medical coverage elections for you and your Eligible Dependents begins on the first day of the month following receipt of your elections, provided you complete and return an enrollment form within 31 days of your date of hire or transfer into a Bargaining Unit employee position. For example, if you were hired on February 1 and you return a completed form on February 15, you would be eligible for medical plan benefits for you and any Eligible Dependents you choose to cover on March 1.
New hires who do not enroll within 31 days will be required to wait until the next Open Enrollment period to enroll, with coverage effective January 1 of the following year.
Depending on where you live, you are eligible to enroll in one of the following medical plans administered by Anthem Blue Cross: the Network Access Plan (NAP), the Comprehensive Access Plan (CAP) or the Health Savings Account Medical Plans. As an alternative, you may choose a Health Maintenance Organization (HMO) if one is available where you live, or you may elect to decline ("opt out of") medical coverage.
You are not eligible for medical coverage if you are a contract worker, agency worker, or hiring hall employee. Intermittent employees and other temporary employees who are not expected to become regular employees are also not eligible for coverage.