"Company" Defined
Throughout this section, unless otherwise stated, reference to "Company" or "PG&E" means Pacific Gas and Electric Company.
This is the 2011 edition of your Summary of Benefits Handbook, and describes the benefits effective January 1, 2011.
The Handbook contains valuable information about the following benefit programs that the Company offers to you and your eligible dependents.
  • Health care plans, including medical, dental and vision coverage, the employee assistance program, prescription drug benefits and mental health and substance abuse benefits.
  • Reimbursement Accounts (sometimes called Flexible spending accounts or "FSAs") that can help you pay for certain health care and dependent care expenses on a before-tax basis. PG&E offers two FSAs — the Health Care Reimbursement Account and the Dependent Care Reimbursement Account and a Health Savings Account for members of the Health Savings Account Medical Plan.
  • Time off with pay such as vacation days, company-paid holidays, floating holidays and sick leave and leaves of absence, paid and unpaid.
  • Life and Accident Insurance plans including Business Travel Insurance.
  • Retirement benefits including the Pacific Gas and Electric Company Retirement Plan and Retiree Health Care coverage. The PG&E Corporation Retirement Savings Plan for Union-Represented Employees, briefly described in the Retirement Benefits section, is more fully described in the separate Summary Plan Description for that plan.
  • Work/Life Benefits, such as GlobalFit, smoking cessation, and other Wellness programs, Adoption Assistance, the Commuter Transit Program, the Tuition Refund Program, discounts on gas and electric services for your home, as well as other Company-negotiated discounts.
Who Is Eligible
  • You are eligible to enroll in the benefits described in this Handbook if you are a full-time, part-time or probationary union-represented employee.
  • You are not eligible to participate in the benefits described in this Handbook if you are a temporary employee who is not expected to become a regular employee, a Management, Administrative & Technical employee, a contract, agency, or hiring hall employee, or a retiree of the Company.
Some benefits described in this Handbook, such as Retiree Health Care coverage, have additional criteria you must meet to be eligible.
The Benefits Available
The Company offers IBEW-, ESC- and SEIU-represented employees certain benefits that give you choices and may require you to make election decisions. Other benefits do not require election or enrollment decisions; you are automatically covered if you are an eligible participant. For details on the various plan provisions, see individual plan sections in this Handbook as well as:
  • The What If… section for actions you may need or want to take when you experience a work/life event;
  • The Health Care Participation section for health care plan enrollment information;
  • The separate Retirement Savings Plan for Union-Represented Employees Summary Plan Description available from Fidelity Investments for plan and enrollment information. Obtain a copy by visiting Fidelity Investments' website at www.401k.com or by calling the Fidelity RSP Service Center at 877-PGE-401K (877-743-4015).
Whether you have just joined the Company and are about to choose your benefits for the first time or you are considering changing your existing benefits elections, you should evaluate your options with care. Be sure to consider your future as well as your present needs when making your benefit decisions.
If you have any questions about your benefits that are not answered by this Handbook or other benefit plan documents, you can contact the PG&E Benefits Service Center at 866-271-8144 (open weekdays from 7:30 a.m. to 5 p.m. Pacific time). You can also go online to Mercer BenefitsCentral, accessible through PG&E@Work For Me (if on the PG&E network) or www.mypgebenefits.com (for those outside the network) or contact your union Business Representative or the Local Union Headquarters.