Health Account
Health Account
Throughout this section, unless otherwise stated, reference to "Company" or "PG&E" means Pacific Gas and Electric Company. For plans sponsored by PG&E Corporation, reference to "Company" or "PG&E" means PG&E Corporation. The plans and benefits described in this section are also applicable to employees of designated subsidiaries and affiliates, but only to the extent that such entities are participating employers with respect to the described plans and programs and such employees meet the eligibility requirements of the plans or programs.
If you are an active employee and you are enrolled in the Health Account Plan (HAP), you are eligible to receive credits in a Health Account. You can also earn additional incentive credits when you participate in certain health and wellness activities.
The Health Account is legally considered a "health reimbursement arrangement," which allows you to pay for certain health care services on a before-tax basis using the credits you earn. This means that certain health care services can actually cost you less because you do not pay taxes on the expenses.
When you are enrolled in the HAP, the Company will contribute "credits" to a Health Account for you at the start of every year. You are also eligible to earn incentive credits for your Health Account each year by participating in a health screening and either testing tobacco free or completing a tobacco cessation program. These Health Account activities are administered by PG&E's partner, Provant Health Solutions, a nationally accredited, independent health and wellness company.
The Health Account is part of the PG&E-sponsored medical plan for active employees, and you can only enroll in the PG&E-sponsored medical plans during very specific times — when you are first hired, when you enroll during Open Enrollment each year, or when you have an eligible mid-year change in status event (see " "Change-in-Status Events" in the What If… section). You are eligible for a Health Account when you enroll in the HAP, and your Health Account becomes automatically active once your account is credited.
Your Health Account administrator will depend on whether you elected the Anthem HAP or the Kaiser (KPIC) HAP. If you elected the Anthem HAP, Your Spending Account (YSA) will administer your Health Account. If you elected the Kaiser HAP, Kaiser Health Payment Services will administer your Health Account.
If you have any questions about the Health Account, IRS rules, or your claims, you may contact your account administrator. Anthem members can call YSA at 800-964-9902 or log on to http://www.yourspendingaccount.com/pge. YSA representatives are available from 5 a.m. to 5 p.m. Pacific time, Monday through Friday. KPIC members can call Kaiser Health Payment Services at 877-750-3399 or visit Kaiser Permanente's website at kp.org/healthpayment. Kaiser Permanente representatives are available from 5 a.m. to 7 p.m. Pacific time, Monday through Friday.
You are not eligible for the Health Account if you are an intern, a contract or agency worker, or a hiring hall employee.
Although the Health Account sounds similar to the Health Care Flexible Spending Account (HCFSA), it is a different type of plan. For information on the HCFSA, see the Flexible Spending Accounts section.