"Company" Defined
Throughout this section, unless otherwise stated, reference to "Company" or "PG&E" means Pacific Gas and Electric Company. For plans sponsored by PG&E Corporation, reference to "Company" or "PG&E" means PG&E Corporation. The plans and benefits described in this section are also applicable to employees of designated subsidiaries and affiliates, but only to the extent that such entities are participating employers with respect to the described plans or programs and such employees meet the eligibility requirements of the plans or programs.
This is the 2014 edition of your Summary of Benefits Handbook, which describes your benefits effective January 1, 2014.
The Handbook contains valuable information about the following benefit programs that the Company offers to you and your eligible dependents.
  • Health care plans (including prescription drug and mental health and substance abuse benefits), dental and vision coverage, the Employee Assistance Program, and the Wellness Program.
  • Flexible Spending Accounts (FSAs) that can help you pay for certain health care and dependent care expenses on a before-tax basis. PG&E offers two FSAs — the Health Care Flexible Spending Account and the Dependent Care Flexible Spending Account.
  • A Health Account will also be established for those enrolled in the Health Account Plan (HAP).
  • Time off with pay such as vacation days, company-paid holidays, floating holidays, sick leave and leaves of absence, paid and unpaid.
  • Life and Accident Insurance plans, including Business Travel Insurance.
  • Retirement benefits, including the Pacific Gas and Electric Company Retirement Plan, the Retirement Savings Plan and Retiree Health Care coverage.
  • Work/Life Benefits, such as Adoption Assistance, the Commuter Transit Program, the Tuition Refund Program, discounts on gas and electric services for your home, as well as other Company-negotiated discounts.
Who Is Eligible
  • You are eligible to enroll in the benefits described in this Handbook if you are a full-time, part-time or probationary union-represented employee.
  • You are not eligible to participate in the benefits described in this Handbook if you are a temporary employee who is not expected to become a regular employee, a Management, Administrative & Technical employee, a contract, agency, or hiring hall employee; or a retiree of the Company.
Some benefits described in this Handbook, such as Retiree Health Care coverage, have additional criteria you must meet to be eligible.
The Benefits Available
The Company offers IBEW-, ESC- and SEIU-represented employees certain benefits that give you choices and may require you to make election decisions. Other benefits do not require election or enrollment decisions; you are automatically covered if you are an eligible participant. For details on the various plan provisions, see individual plan sections in this Handbook as well as:
  • The What If… section for actions you may need or want to take when you experience a work/life event;
  • The Health Care Participation section for health care plan eligibility and enrollment information;
Whether you have just joined the Company and are about to choose your benefits for the first time or you are considering changing your existing benefits elections, you should evaluate your options with care. Be sure to consider your future as well as your present needs when making your benefit decisions.
If you have any questions about your benefits that are not answered by this Handbook or other benefit plan documents, you can contact the PG&E Benefits Service Center at 866-271-8144 (open weekdays from 7:30 a.m. to 5 p.m. Pacific time). You can also go online to Mercer BenefitsCentral, accessible through PG&E@Work For Me (if on the PG&E network) or www.mypgebenefits.com (for those outside the network) or contact your union Business Representative or the Local Union Headquarters.