Enrollment and When Coverage Begins
If you are eligible for retiree medical coverage when you retire, you can choose from a number of PG&E-sponsored medical plans based on your Zip code, change to another medical plan, add or drop dependents, or waive coverage with PG&E. The PG&E Benefits Service Center will notify you of the plan(s) for which you are eligible. If the PG&E Benefits Service Center does not receive your retiree medical election form within 31 days after your retirement date, your medical coverage will be canceled as of your retirement date. You can re-enroll only during an Open Enrollment period. To enroll during Open Enrollment, you must notify the PG&E Benefits Service Center of your intent to re-enroll by September 1 of the year prior to January 1 of the year in which you want to enroll for coverage.
If you participated in the Health Account Plan (HAP) as an active employee up until you retired, you will continue to have access to any credits remaining in your Health Account into retirement. However, if you do not want to continue your Health Account during your retirement, you may decline further participation by calling the PG&E Benefits Service Center at 866-271-8144 (open weekdays from 7:30 a.m. to 5 p.m. Pacific time).
Surviving Dependents
If you are a covered surviving spouse, registered domestic partner, or child of a deceased PG&E employee or Retiree, you may elect to continue PG&E-sponsored medical coverage, provided you pay the required premiums on a timely basis. The PG&E Benefits Service Center will notify you about plan premiums and options. If the PG&E Benefits Service Center does not receive your election form within 31 days, your medical coverage will be canceled and you will no longer be eligible for medical coverage through PG&E. Surviving spouses, domestic partners and children who get married, establish a registered domestic partnership, or have other medical coverage (except Medicare) are not eligible for Survivor Medical Benefits.
A Surviving Dependent's coverage begins the month after the death of the Retiree or employee. Required monthly premium contributions will change because the Company does not contribute toward the cost of Surviving Dependent medical coverage, except through "inherited" RMSA account balances.
Eligible Dependents
Your eligible dependents' coverage will begin at the same time your coverage begins, provided you have enrolled them. If you add dependents during an Open Enrollment period, coverage for these dependents will begin on January 1 of the subsequent calendar year. If you add dependents due to an eligible change-in-status, the onset of your dependents' coverage depends on when you enroll them, as described under "Mid-Year Health Care Enrollment Changes."