If You Retire
If you retire and are eligible for PG&E-sponsored retiree medical coverage -- even if you waive retiree medical coverage when you first retire and subsequently enroll -- you can keep your unused Health Account balance and use your credits for eligible health care expenses, including post-tax insurance premiums for medical, dental and vision coverage. However, you won't receive any new credit allocations to your Health Account after you retire because eligibility for the annual credit allocations are tied to enrollment in the HAP, and the HAP is not available to retirees.
The Health Account is different from your Retiree Medical Savings Account (RMSA). You can use the RMSA only for PG&E retiree medical plan premiums.
For more information, please contact the PG&E Benefits Service Center at 866-271-8144 (open weekdays from 7:30 a.m. to 5 p.m. Pacific time).