Financial Engines®
When you participate in the Retirement Savings Plan (RSP), the Company provides you access to Financial Engines — an unbiased, independent advisory firm offering RSP participants support and assistance in making investment decisions. Financial Engines is an online investment advice tool that is accessible through the Fidelity website (www.401k.com). All of the advice is independent, objective and customized to your life and your investments. Your RSP account balances are pre-loaded into Financial Engines for your convenience.
Two types of assistance are provided by Financial Engines:
  • On-line advice
  • Professional management
On-Line Advice
There is no cost to you for using On-Line Advice since the Company pays the full cost of this service. You can access On-Line Advice through Fidelity NetBenefitsSM at www.401k.com by selecting the Financial Engines link.
Financial Engines' On-Line Advice service is an internet-based interactive service that can help you:
  • Build an investment strategy;
  • Get advice on which investments to select in the RSP; and
  • Monitor your account over time.
Professional Management
You have the option to enroll in Financial Engines' Professional Management. If you enroll in Professional Management, for a fee paid by you, you are retaining Financial Engines as your own investment advisor.
As your investment advisor, Financial Engines will:
  • Create a retirement savings strategy for your Plan investments;
  • Professionally manage your account for you, including directing Fidelity to carry out investment transactions on your behalf; and
  • Provide you with quarterly progress reports.
Fees for Professional Management will be deducted quarterly from your Plan account based on the assets in your account that are under professional management. Please read about applicable fees at www.financialengines.com/forpge.
For more information about retaining Financial Engines as your investment advisor, including fees for the Professional Management service, please contact Fidelity's RSP Service Center by calling 877-PGE-401K (877-743-4015), or visit www.financialengines.com/forpge.
More detail about both types of assistance available through Financial Engines is included in The PG&E Corporation Retirement Savings Plan for Union-Represented Employees Summary Plan Description.
Financial Engines is a registered trademark of Financial Engines, Inc. All advisory services are provided by Financial Engines Advisors L.L.C., a federally registered investment adviser. Financial Engines is not affiliated with Fidelity Investments Institutional Services Company, Inc.; Pacific Gas and Electric Company or PG&E Corporation; or their respective affiliates. Financial Engines is solely responsible for the information and services it provides. Fidelity and PG&E Corporation disclaim any liability arising from your use of this information.