The Coverage Available
As a regular full-time, part-time, or intermittent employee, you are eligible for disability coverage under three different types of plans:
  • Company-sponsored plans,
  • Legislated plans, and
  • Plan for Supplemental Benefits.
The Company offers you these benefits when you are unable to work due to illness or disability for either a short-term or long-term duration. Each of the plans is described briefly here; complete details of each plan follow later in this section.
The Pacific Gas and Electric Company Plans
Legislated Plans
Pacific Gas and Electric Company Supplemental Benefits
  • Sick Leave
  • Long-Term Disability (LTD)
  • California State Disability Insurance (SDI)
  • Workers' Compensation
  • Supplemental Benefits for Industrial Injury
  • Sick Leave — Provides continuation of your full salary for periods of illness or non-work-related injury based on annual sick leave awards and how much unused sick leave you have accumulated from past years.
  • Long-Term Disability (LTD) – Provides you with income replacement if you become disabled because of an accident or a long-term illness and you are unable to work. This benefit, when combined with certain other sources of income that may be payable after the disability occurs, will be equal to either 50% or 66-2/3% of your basic monthly pay.
There are three different plans under which you may qualify for LTD benefits, depending on when you become eligible for LTD benefits and/or when the onset of your disability begins or began. Detailed information for each of these plans is provided under "Long-Term Disability" in the Disability section.
    • Plan I: For employees who became eligible for LTD benefits prior to January 1, 2000.
    • Plan II: For employees who became eligible for LTD benefits on or after January 1, 2000, and the onset of your disability was prior to:
      • June 1, 2003 (if IBEW Clerical, ESC or SEIU), or
      • October 1, 2003 (if IBEW Physical).
    • Plan III: For employees whose onset of disability is on or after:
      • June 1, 2003 (if IBEW Clerical, ESC or SEIU), or
      • October 1, 2003 (if IBEW Physical).
  • Legislated Plans – benefits paid in compliance with federal and state law:
    • California State Disability Insurance (SDI) – The State of California pays a temporary income benefit for non-occupational illness or injury.
    • Workers' Compensation – The Company pays benefits for industrial injury or illness.
  • Supplemental Benefits for Industrial Injury — The Company pays a supplemental benefit, above Workers' Compensation disability income, if you sustain an injury or illness on the job and are entitled to Workers' Compensation temporary disability benefits.