More About the Accounts
Account Limitations
The various accounts are governed by IRS regulations. You should keep in mind these regulations and limitations:
  • If you have a Health Account, Health Care Flexible Spending Account (HCFSA) and/or a Dependent Care Flexible Spending Account (DCFSA), you cannot transfer money between any of the accounts.
  • All of the money in your Health Account must be used to pay for services received after your account has been activated and credited by the Company with Health Account credit. Any unused money left in a Health Account after all expenses for the Plan Year have been submitted will be carried forward into the following year, unless you no longer qualify to keep the account, as described elsewhere in this section.