Health Account at a Glance
Health Account
  • When you enroll in the Health Account Plan (HAP), once a year PG&E deposits an initial credit to your Health Account. In 2014, the amount of the credit is $750 for single coverage or $1,500 for family coverage for union-represented employees transitioning in to the HAP. For all other employees, including new hires in 2014 and beyond, the amount of the credit will be $500 for single coverage or $1,000 for family coverage.
  • Once a year, when you complete your health screening and either test tobacco-free or participate in a smoking cessation program, you can earn additional credits worth up to $500 for single coverage or $1,000 for family coverage.
  • Any remaining account balance at the end of the year, if applicable, will automatically roll forward to the next year as long as you remain eligible. If you terminate your PG&E-sponsored medical plan coverage, you will forfeit the balance in the account, unless:
    • You enroll in the HAP through COBRA. (You'll still get annual contributions from PG&E but you cannot earn annual incentives.)
    • You retire and are eligible for PG&E-sponsored retiree medical coverage whether or not you enroll in it. (You will get to keep your unused Health Account credits but there will be no more PG&E contributions and no annual incentives).
    • You have unused Health Account credits before you go on Long-Term Disability and you are enrolled in a PG&E-sponsored medical plan. (You will get to keep your credits but there will be no additional PG&E contributions and no annual incentives).
For additional information, see "How the Health Account Works" in the Health Account section.