Converting Your Supplemental and Dependent Life Insurance Coverage to an Individual Policy
When you retire from the Company, you have the option of converting your lost Supplemental Group Life Insurance Plan coverage and any Dependent Life Insurance Plan coverage(s) to an individual insurance policy within 31 days after your coverage ended, without having to furnish evidence of good health. This option is called the "conversion privilege."
If elected, the new policy became effective immediately upon approval by Metropolitan Life Insurance Company, as long as you paid the first premium.
If you did not apply to convert your life insurance to an individual policy within the 31-day window, you are no longer entitled to this conversion privilege.
There is no conversion privilege for accidental death and dismemberment (AD&D) insurance.