More about the Program
Benefits under Other Plans
You will never be reimbursed for more than 100% of allowed charges for your covered expenses.
In addition, if your primary coverage is under another plan and this Program provides secondary coverage, you must follow the rules of this Program to receive secondary benefits.
Refer to "If You Have Other Coverage" in the Health Care Participation section for more information on coordination of benefits.
Third-Party Exclusion
The Mental Health and Substance Abuse Program contains an exclusion for any injury, illness or other condition for which a third party may be liable or legally responsible by reason of negligence, intentional action, or breach of legal obligation. These exclusions, limitations, and conditions are described under "Subrogation and Reimbursement" under "If You Have Other Coverage" in the Health Care Participation section for more information on coordination of benefits.