Summaries of Benefits (Non-Medicare)
This section provides a high-level summary of the benefits provided by each individual HMO or EPO as of January 1, 2013. The Summary of Benefits may change periodically. You should always refer to the latest Summary Plan Description (SPD) or the Evidence of Coverage (EOC), as applicable, which contain detailed information about the benefits provided by each plan, or call the plan at the number listed in the summary.