Under the NAP, acupuncture services received from an M.D. or licensed acupuncturist who participates in the Anthem Blue Cross PPO network will be covered at 80% of the negotiated rate, after deductible, for up to 20 visits per year. Acupuncture services received from a non-network acupuncturist will be covered at 70% of Customary and Reasonable Charges (Eligible Expenses), after deductible, for up to 15 visits per year.