The Options Available
PG&E's Plans Administered by Anthem Blue Cross
All retirees and surviving dependents are eligible for the Retiree Optional Plan (ROP), the In-Area and Out-of-Area Health Savings Account (HSA) Medical Plans, and either one of the following two Company-sponsored plans administered by Anthem Blue Cross:
  • the Network Access Plan (NAP) or
  • the Comprehensive Access Plan (CAP).
The specific plan offered depends on your home ZIP code, age and Medicare eligibility.
At age 65, retirees and surviving spouses of employees or retirees are also eligible to enroll in the PG&E Medicare Supplemental Plan (MSP), administered by Anthem.
The eligibility for some of the self-funded PG&E-sponsored medical plans administered by Anthem Blue Cross is based on Medicare status. Some plans are also offered only in specific locations: The plans for which you are eligible will be shown on your Open Enrollment worksheet.
Eligibility for PG&E Self-Funded Plans Administered by Anthem Blue Cross
PG&E Self-Funded Plans Administered by Anthem Blue Cross
Available for Non-Medicare-Eligible Members?
Available for Medicare-Eligible Members?
Available in All Locations?
Network Access Plan (NAP)
Yes
No
No
Comprehensive Access Plan (CAP)
Yes
Yes
(members must be enrolled in Medicare Parts A and B)
No
(available only in areas where NAP is not offered)
Retiree Optional Plan (ROP)
Yes
Yes
(members must be enrolled in Medicare Parts A and B)
Yes
Medicare Supplemental Plan (MSP)
No
Yes
(members must be enrolled in Medicare Parts A and B)
Yes
In-Area HSA Medical Plan
Yes
No
No
Out-of-Area HSA Medical Plan
Yes
No
No
HMOs are only offered in specific locations and separate HMO plans are offered for Medicare-eligible and non-Medicare members. The EPO is offered to non-Medicare eligible members only.