Eligible Retirees
You may participate in the PG&E Retiree Medical Plan only if you are a Retiree as defined under the PG&E Retiree Medical Plan.
Eligibility Requirements for PG&E Employees
If you are a PG&E employee, you are eligible for Retiree Medical Plan coverage if you:
1. attain age 55 prior to your termination or retirement from the Company,
2. are eligible for early or normal retirement benefits under the terms of the PG&E Retirement Plan as of the date of your termination or retirement. (An employee who retired under one of the Voluntary Retirement Incentive programs satisfies this requirement), and
3. you satisfy the applicable Service Requirements outlined below.
Service Requirement for Bargaining Unit Employees
If you are a Bargaining Unit employee who terminated employment on or after January 1, 2004, you must satisfy the requirements in 1 and 2 above and have a minimum of 10 years of Service under the PG&E Retirement Plan.
Service Requirement for Management and A&T Employees
If you are a Management or A&T employee who was hired on or after January 1, 2004, you must satisfy the requirements in 1 and 2 above and have a minimum of 10 years of Service under the PG&E Retirement Plan.
Eligibility Requirements for PG&E Corporation Employees
Eligibility for PG&E Corporation employees and employees of any subsidiary of PG&E Corporation that is a participating employer under the Retirement Plan are as follows:
  • If you terminated employment before April 1, 2007:
    • PG&E Corporation and PG&E Corporation subsidiary employees who were not earning service credit under the Retirement Plan and who terminated employment before April 1, 2007 are not eligible for Retiree Medical Plan benefits. See "Eligibility" in the Retiree Medical Coverage section of the 2013 Summary of Benefits Handbook for Management and Administrative & Technical Employees for more information.
  • If you were hired before January 1, 2004 and you terminate employment after April 1, 2007:
    • You are eligible for Retiree Medical Plan coverage if you:
      • attain age 55 prior to your termination or retirement from the Company, and
      • have five years of Service with the Company.
  • If you were hired after January 1, 2004 and you terminate employment after April 1, 2007:
    • You are eligible for Retiree Medical Plan coverage if you:
    • attain age 55 prior to your termination or retirement from the Company;
    • are eligible for early or normal retirement benefits under the terms of the PG&E Retirement Plan as of your termination or retirement; and
    • have a minimum of 10 years of Service with the Company.
Periods of employment with PG&E Corporation and a PG&E Corporation subsidiary (including PG&E) count towards your years of Service requirement unless a Break in Service occurs. Periods of employment before a Break in Service are disregarded. A Break in Service occurs 12 months after termination of employment if during such 12-month period you do not work for PG&E Corporation or one of its subsidiaries.
Individuals Who Terminate Employment Before Age 55
You are not considered a Retiree of the Company and you are NOT eligible for Retiree Medical Plan benefits or Postretirement Life Insurance benefits if you left the Company before age 55, even if you had five or more years of Credited Service under the PG&E Retirement Plan when you left the Company. Although you may be entitled to a future benefit from the Retirement Plan, you are NOT eligible for any other benefits such as retiree medical and postretirement life insurance.
Retirees Who Dropped Coverage Before January 1, 2003
If you are a Retiree who dropped Retiree Medical Plan coverage before January 1, 2003, you are not eligible to enroll or re-enroll in the PG&E Retiree Medical Plan at any time.