In the Case of Dissolution of Marriage or Termination of a Registered Domestic Partnership
Medical Plan
If you experience a dissolution of marriage (including a divorce or annulment) or a legal separation, or if you and your registered domestic partner end your domestic partnership, your former spouse or domestic partner becomes ineligible for Company-sponsored medical coverage. Former stepchildren and children of your former domestic partner also become ineligible for coverage, unless you have adopted them or have been court-appointed to be the legal guardian for them.
  • To terminate medical coverage for your former spouse or domestic partner and any ineligible children, call the PG&E Benefits Service Center at 866-271-8144 (open weekdays from 7:30 a.m. to 5 p.m. Pacific time) within 31 days of dissolution of marriage (divorce or annulment), legal separation, or termination of your domestic partnership. If you do not notify the Company within 31 days, you will be responsible for any premiums and/or premium equivalents for the coverage the Company provides on behalf of these dependents after they lose eligibility.
It is your responsibility to ensure that your enrolled dependents are eligible. If you cover ineligible dependents, you will be required to pay the Company an amount equal to the cost of the insured or HMO premiums (or self-insured premium equivalents) for the period of time during which an ineligible dependent is enrolled, up to a maximum of two years of premiums or premium equivalents.
Dependents who become ineligible for Company-sponsored medical coverage may have the option to:
  • apply for continued coverage in your current plan under COBRA for a period of up to 36 months; or
  • convert their coverage to an individual policy with your current medical plan carrier.
Here's how to make your choice:
  • To apply for continued coverage under COBRA, your former dependent(s) must complete the appropriate COBRA forms within 60 days. COBRA forms will be automatically sent to the last known address of your former dependent(s), if they are eligible, when you notify the PG&E Benefits Service Center. For more details, see the "COBRA and Conversion to an Individual Medical Policy" subsection of the Health Care Participation section of this Handbook.
  • To convert to an individual policy, your former dependent(s) must contact the medical plan carrier directly within 31 days of the date on which coverage ends. For contact information, see the Contacts section of this Handbook. For more details on COBRA and conversion, see the "COBRA and Conversion to an Individual Medical Policy" subsection of the Health Care Participation section of this Handbook.
If the court orders you to provide coverage for a former dependent, you may be able to do so using one of the two methods above, depending upon when you retired. You may not continue to cover them under the Company plans as a regular dependent.
Beneficiary
If you had designated your former spouse or domestic partner as your beneficiary for life insurance or the Retirement Savings Plan, you may want to change this designation (provided that such a change does not violate the terms of any divorce settlement).
For detailed information regarding how divorce affects your benefits, a copy of "Divorce Manual: A Guide To Benefits At PG&E," or a sample QDRO, you can call the PG&E Benefits Service Center at 866-271-8144 (open weekdays from 7:30 a.m. to 5 p.m. Pacific time).
  • To establish, change, or review your beneficiary designations, go to MetLife's website at https://mybenefits.metlife.com/pg&e or call MetLife at 888-878-8490. For the Retirement Savings Plan, you can log onto www.401k.com. If you do not have Internet access, you may call the PG&E Corporation Retirement Savings Plan Service Center at 877-PGE-401K (877-743-4015).
Joint Pension
All pension elections made at retirement are irrevocable. If you elected a joint pension with your spouse and you later divorce, you cannot transfer your joint pension election to another person, including a new spouse. See "Retirement Plan" in the Retirement Benefits section of this Handbook for more details.